TitlePilot
Earnest money and closing funds

Securely Delivering Your Funds

Protected by ClosingLock

We are proud to partner with ClosingLock to secure your transaction and offer clients industry-leading protection against wire fraud. ClosingLock insures fund transfers made through its system up to $2.5M against wire fraud risk. This is why we coach every client to use ClosingLock, and ClosingLock only.

Important: We will only ever deliver wire instructions to you through ClosingLock. Do not trust wire instructions sent as a PDF attachment to an email, even if it appears to come from our office.

What to Expect

After you go under contract, you will receive a text message and email titled "Welcome to your Secure Closing Platform" from ClosingLock. Inside, you will be prompted to complete three tasks:

1
Identity
Validation
2
Information
Sheet
3
Send
Funds
Most convenient
Connect Your Bank Account

Using a secure Plaid connection to your online banking, this option debits your account and sends us the funds as a wire on your behalf. ClosingLock charges a $35 fee for transfers under $100,000.

Traditional
Send a Wire Through Your Bank

Download our wire instructions and send a wire directly through your bank. As a security measure, we withhold the last 4 digits of our account number. You will need to call our office before wiring funds.

Timing

We typically recommend sending your final closing funds the day before closing, to remove one task from your closing day. Per the contract, you may deliver closing funds up until close of business on the closing date (bank wire cutoffs are typically 5:00 PM).

Physical Checks

While discouraged, we can accept physical checks for deposits. Please coordinate with our office. If possible, we may meet you at a signing office, or we will likely request an image of the check and ask you or your agent to drop it at our UPS box.

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