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Signing Options
Cash Buyers
Most cash buyers can e-sign closing documents (via DocuSign or Adobe Sign). There is a single document that must be notarized: the Foreign Interest Affidavit, confirming you are not a foreign principal acting on behalf of certain countries. This can be completed well in advance of closing.
You can sign ahead of closing day. We will always confirm your permission to close on the day of closing, after final walkthrough.
If it's easiest, we can always send a notary to your location for that single affidavit instead. We're happy to accommodate whatever works best for you.
Mortgage / Loan Buyers
Most lenders require their loan documents to be wet signed in front of a notary. You have options:
- Meet at one of our signing locations
- Have a mobile notary sent to you. We can send notaries effectively anywhere in the US to meet you at your home, place of work, or a public place, and often abroad, including if you will be overseas at closing
- Some lenders allow fully remote online notarization (RON) with a notary on a virtual session, though this has not been fully adopted by all lenders
- You will be out of the country at the time of signing
- Signers will not be co-located (not all together in the same place)
- Any signer does not speak English. We will secure translators, but this requires advance coordination
Sellers (Cash or Financed)
Sellers can sign in advance, which we recommend, but must sign with a notary present, either:
- In-office at one of our signing locations
- With a mobile notary. We can send notaries effectively anywhere in the US to meet you at your home, place of work, or a public place
- Via remote online notarization (RON)
RON lets you sign your closing documents from anywhere, with a licensed notary overseeing the entire signing on a live video session instead of in person. It's secure, legally recognized in Florida, and often the most convenient option if you've already relocated or can't make it to an office.
Read what to expect for a RON signing →
- You will be out of the country at the time of signing
- Signers will not be co-located (not all together in the same place)
- Any signer does not speak English. We will secure translators, but this requires advance coordination
Refinance Borrowers
Most lenders require their loan documents to be wet signed in front of a notary. You have options:
- Meet at one of our signing locations
- Have a mobile notary sent to you. We can send notaries effectively anywhere in the US to meet you at your home, place of work, or a public place, and often abroad, including if you will be overseas at closing
- Some lenders allow fully remote online notarization (RON) with a notary on a virtual session, though this has not been fully adopted by all lenders
One thing that's unique to refinances: if this is your primary residence, federal law gives you a 3-business-day right of rescission after signing before your new loan funds are disbursed. This is standard and expected, not a delay on our end.
- You will be out of the country at the time of signing
- Signers will not be co-located (not all together in the same place)
- Any signer does not speak English. We will secure translators, but this requires advance coordination